Finally. It's about you and your business.

Are you exhausted trying to find out how you can exist in a mold that isn’t made for you? Are you tired of being shoved into a box that doesn't fit your needs? Well, we are too. Which is why at Luminate Bank, we do things a lot differently.

We're the mortgage company of the future, and we make sure our team culture is our number one priority. We're fueled by a deep desire to help people, to get to know them, and to help them thrive. We want to see you and your business succeed.

We're revolutionizing the mortgage industry, and we want you on board. We're tired of the fake interactions, the hundreds of LinkedIn recruiting messages, the cold calls, and cookie-cutter messages. In a world where everything is digital, we want to still feel genuine. We want you to express yourself and be personable, without feeling the restraints of corporate jargon.

Let's be a part of something bigger. Together.

Let us help you understand your "why."

The Team at Luminate Bank is passionate about many things in the mortgage business. But it's people that truly make our job rewarding—whether that's realtors, financial planners, or other loan officers, we know how important it is to stay connected to and understand each other's "why." Why are we in this business? Why are we working so hard to help people? Why do we want to change?

The answer is simple—it's you. We want to help your business, not control it. We want to help you learn and continue your mortgage education as you continue to make significant changes in people's lives. And most importantly, we want to give you the breathing room you need to not just grow, but thrive.

Learn how to become part of the top 1%.

What exactly does that mean? It means that nearly half of our LO's are ranked in the Top 1% of Mortgage Originators in America. And you can be a part of that team, too!