Lead with Choice.
Succeed with Diversity.
Our extensive loan product menu is your tool for client success.
- Purchase, Rate-term & Cash-out Available
- High LTV Options (up to 89.99%)
- Loan Amounts to $3M
- Fixed or Arm (Amortized or Interest-only)
- Min Fico 680+
- Primary, 2nd Home and Investment Properties
- Doctor Loans (up to 100%, No MI)
- 2nd Home and Investment Properties
- Bridge Loans*
- Cross-Collateralization*
- Departing Residence*
- Delayed Financing*
- RSU*
- Unique Properties/Mixed Use*
- Non-Warrantable Condos/Condotels*
- Multi-Family*
- Entity Vesting*
- Commercial*
- Single-wides* & Multi-wides
- Built after 1976
- Conventional, FHA, VA, and USDA
- HELOCs (Adjustable), 1st Lien Available
- HELOANS (Fixed)
- Loan Amounts up to $750K
- Up to 95% CLTV
- Min Fico 640+
- 90% LTV, Loan Amounts to $30M
- Asset Qualifier
- Bank Statement, 1099, P&L, 1-Year Self-Employed
- Community Mortgage/No Ration
- DSCR Investor Cash Flow - DSCR .80%+
- Expanded/Alternative Credit Options, 575+
- Foreign National & ITIN Borrower Eligibility
- Interest-only options* Manual Underwriting, 50% DTI
- Purchase, Rate-term & Cash-out Available
- Primary, 2nd Home, or Investment Properties
- HECM Purchase and Refinance
CONVENTIONAL CONFORMING
- Conventional 95%
- Standard 97%
- High Balance
- Lender Paid Mortgage Insurance
- Min Fico 620+
CONVENTIONAL NON-CONFORMING
- Purchase, Rate-term & Cash-out Available
- High LTV Options (up to 89.99%)
- Loan Amounts to $3M
- Fixed or Arm (Amortized or Interest-only)
- Min Fico 680+
- Primary, 2nd Home and Investment Properties
FHA LOANS
- Purchase 96.5%
- Streamline Refi
- Cash-Out Refi
- High Balance
- Min Fico 580+
VA LOANS
- Purchase 100%
- VA IRRRL
- Cash Out 90%
- Min Fico 580+
USDA (RURAL)
- Purchase 101%
- Refinance and Streamlined Assist
DOWN PAYMENT ASSISTANCE
- National (Chenoa, Essex, PATH)
- State DPAs
- Grants, Community 2nds
CONSTRUCTION LOANS
- One-time Close
- Fix n' Flip
RENOVATION LOANS
- FNMA/FHLMC/FHA/VA/USDA & Portfolio
