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Timeless Lessons from Fathers

Michael Creed • June 11, 2024

Honoring the Legacy of Hard Work, Integrity, and Family Values

Father's Day is more than just a calendar date; it's a time to stop and reflect on the invaluable lessons imparted by our fathers. These lessons guide us, shape our decisions, and influence how we approach both our personal and professional lives. While our fathers might have come from different walks of life, the core values they instilled in us remain timeless.


My father, Tom, worked tirelessly to provide for our family during his short 59 years on Earth. Though he wasn't always present due to his demanding schedule, the values he taught me are the foundation upon which I stand today. It's hard to believe he's been gone almost nine years already.


Here are some of the lessons I’ve carried forward, both in my roles as Mortgage Advisor and Branch Manager at Luminate Home Loans and as a father myself:

  1. The Value of Hard Work: “Success comes from hard work and dedication. There are no shortcuts in life.” In the mortgage industry, I see the value of hard work daily. It’s in the dedication of loan officers, the diligence of our clients, and the meticulous attention to every detail in the lending process. The same could be said of many of the professional partners we are blessed to serve.
  2. Respect for Others: “Treat others the way you want to be treated.” Dealing with clients, business partners, and team members, respect remains paramount. It’s the cornerstone of building trust and lasting relationships.
  3. Responsibility: “Take responsibility for your actions and decisions.” As a branch manager, this means guiding my team with accountability and fostering a culture where everyone feels responsible for their role.
  4. Integrity: “Do what is right, even when no one is watching.” Every transaction, every decision at Luminate, is made with this principle in mind.
  5. Perseverance: “Life will throw challenges at you, but never give up. Keep pushing forward.” The mortgage and real estate industries can be challenging, but perseverance enables us to find solutions and help families achieve their homeownership dreams.
  6. Family Values: “Family comes first. Cherish and support your family members.” This belief guides me in supporting not only my family but also my clients and colleagues, treating them as an extended part of my family.
  7. Continuous Learning: “Education is a lifelong journey. Always seek knowledge and be curious.” Staying updated with the latest trends and changes in the mortgage market is critical to providing the best service to those we serve.
  8. Faith and Resilience: “Have faith in yourself and your abilities.” This resilience is essential in overcoming hurdles and celebrating the victories along the way.


As Father's Day approaches, let's take a moment to honor the wisdom imparted by our fathers. Their teachings continue to influence us, ensuring that their legacy endures.


Cheers to all the dads out there and hugs to those who will miss their dad this Father's Day.

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